Life Assurance
You've found your dream house, sorted out your mortgage, now you need to make sure that your house stays in the family should the worst happen.
Life Assurance will help you keep your home, and also protect your lifestyle. Whether you want to simply pay off your mortgage, receive a lump sum or provide a replacement income, we can help you find a combination to suit your family's needs and budget.
Level Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover remains the same throughout the fixed term of your plan. Terminal Illness Cover is built into your plan at no extra cost.
Decreasing Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover will reduce over the fixed term broadly in line with the amount you owe on your mortgage. The cost of this cover is usually cheaper than level life cover.
Critical Illness Cover is an insurance plan that pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness.
Family and Personal Income Plan (FPIP) is designed to help provide security and added peace of mind to you and your dependents
Critical Illness Cover
Critical Illness Cover is an insurance plan that pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness within the term of the plan, and are eligible to claim. The plan has no cash-in value at any time.
Should you be unfortunate enough to suffer a critical illness, the last thing you'll want to be worrying about is money. Advances in medical science mean that the chances of surviving a critical illness are improving all the time. The cash sum you'd receive from a critical illness plan could help you through the recovery period.
You may have to reduce your working hours, need to pay for medical care or have to adapt your house to make your day-to-day life easier. A critical illness plan could help all of this and more.
Family Protection
Family and Personal Income Plan is designed to help provide security and added peace of mind to you and your dependants if you die or are diagnosed with a terminal illness during the period you choose to cover and you are eligible to claim. We offer some of the best value for money premiums available today.
The Family and Personal Income Plan would provide a monthly benefit to you or your dependants for the remaining term of the policy in the event of a successfull claim. Optionally you can choose to take a cash lump sum or combination of both a lump sum and a monthly income.
Building & Contents Insurance
Your home and its contents are more than likely to be your most valuable possessions, and it's vital that you protect these in event of loss or damage.
Wade Finance can assist you in protecting these possessions, and offer you one of the best products available at extremely good value. You can choose specific cover which suits your individual needs and take advantage of a wide range discounts and built in benefits.
We can Offer:
Buildings Insurance
Contents Insurance
Cover for high-risk items
Extended accidental damage cover to buildings and/or contents
Cover for Personal Possessions in and away from the home
Cover for Pedal Cycles
Family legal protection cover
We can arrange for you to meet with an adviser, or if you would prefer, advice, quotations and cover can all be arranged over the phone and by post. |
